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Blog Collection

What is an IMPS Reference Number and How to Track IMPS Transactions?

Updated on Wednesday, August 27th, 2025 | By

What is an IMPS Reference Number and How to Track IMPS Transactions?

Have you ever performed an online transfer and wondered, “What is an IMPS number and how to check IMPS transaction details?” Immediate Payment Service (IMPS) is a fast and convenient mode to transfer funds. You receive a unique IMPS reference number when you perform an IMPS transaction. This number is essential for tracking your transactions…

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Category : Savings Account

What is IFSC Code? Full Form, Importance and How to Find

Updated on Wednesday, September 17th, 2025 | By

What is IFSC Code? Full Form, Importance and How to Find

IFSC code is a code that uniquely identifies a bank branch and is important for making financial transactions. This 11-character code assists in routing fund transfers efficiently and accurately via NEFT, IMPS, and RTGS systems. Without the right IFSC code, your electronic payment could be delayed or even fail. To perform electronic payments, you must…

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Category : Savings Account

Demand Draft: Meaning, Types, How It Works, and Benefits

Updated on Wednesday, August 27th, 2025 | By

Demand Draft: Meaning, Types, How It Works, and Benefits

Have you ever faced a situation where a cheque or cash payment was not accepted? For instance, many educational institutions require payment through a Demand Draft (DD) instead. Curious to learn more about how demand drafts work and why they are a preferred method of payment. Continue reading as we delve into the details of…

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Category : Savings Account

What is a Beneficiary Account?

Updated on Wednesday, August 27th, 2025 | By

What is a Beneficiary Account?

What is a beneficiary account? Are you curious about this question and looking to understand it? Before diving deep into the meaning of a beneficiary account, it is crucial for you to understand what a beneficiary is. The term ‘beneficiary’ refers to an individual or entity set to receive particular benefits or gains from specific…

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Category : Savings Account

How to Withdraw Cash from an ATM Without a Debit Card? Benefits and Limits

Updated on Monday, August 25th, 2025 | By

How to Withdraw Cash from an ATM Without a Debit Card? Benefits and Limits

Ever found yourself in need of funds but realised you forgot your debit card at home? Do not worry; the cardless cash withdrawal system is here to help. This system allows you to withdraw cash from a UPI-ATM without the requirement for a physical debit card. Instead, you can use mobile banking apps and QR codes…

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Category : Savings Account

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