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Blog Collection

Bank Holidays in India 2024

Updated on Monday, October 19th, 2026 | By

Bank Holidays in India 2024

Today, with online banking apps, you can perform distinct activities – from opening a savings account to making transfers – right from your smartphone. Despite this convenience, being aware of bank holidays is still essential for certain banking activities such as cheque clearance and loan disbursements that require banks to be operational while initiated via…

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Category : Savings Account

What is a Bearer Cheque?

Updated on Wednesday, September 17th, 2025 | By

What is a Bearer Cheque?

A bearer cheque is a financial instrument payable to anyone who presents it at the bank. Unlike other types of cheques, a bearer cheque does not need the endorsement of the person to whom it is issued. This makes it easy to transfer.   Let’s learn more about the meaning of a bearer cheque and its…

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Category : Savings Account

Cancelled Cheque: Meaning, How to Write, Uses and Tips

Updated on Wednesday, August 27th, 2025 | By

Cancelled Cheque: Meaning, How to Write, Uses and Tips

When you join a new employer’s payroll or apply for a loan, you must promptly provide your bank details.   A cancelled cheque can simplify this process. It is a common financial document used for verification with no validity for transactions.  Let’s explore what a cancelled cheque is, how to write one, and where it is…

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Category : Savings Account

What is a Crossed Cheque?

Updated on Wednesday, September 17th, 2025 | By

What is a Crossed Cheque?

When you write a cheque, you expect it to reach the right hands. However, imagine you lose the cheque or that it falls into the wrong hands. The thought of someone else potentially being able to cash can be stressful. This is where a crossed cheque comes into play.  A crossed cheque can be identified…

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Category : Savings Account

DICGC – Deposit Insurance And Credit Guarantee Corporation

Updated on Wednesday, August 27th, 2025 | By

DICGC – Deposit Insurance And Credit Guarantee Corporation

DICGC stands for Deposit Insurance and Credit Guarantee Corporation. The DICGC was established in 1978 as a wholly owned subsidiary of the Reserve Bank of India (RBI). Its main aim is to provide insurance coverage to depositors. It ensures that their deposits are protected in the event of a bank’s failure.   SO, let’s learn more…

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Category : Savings Account

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