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Interest Rates on Savings Accounts

Maximize your savings with attractive interest rates on your IndusInd Bank Savings Account.

You can check out the latest savings account interest rates being offered by IndusInd Bank here .

Saving Account Table
Maximize your savings with attractive interest rates on your IndusInd Bank Savings Account. You can check out the latest savings account interest rates being offered by IndusInd Bank
Domestic / Non Resident (NRO/NRE) Rate p.a. w.e.f. 1st March 2026
Daily balance upto Rs. 1 Lakh 2.50%
Daily balance above Rs. 1 Lakh upto Rs. 25 Lakh 3.00%
Daily balance above Rs. 25 Lakh upto Rs. 5 Cr 4.00%
*Daily balance above Rs. 5 Cr upto Rs. 100 Cr 5.00%
*Daily balance above Rs. 100 Cr  upto Rs. 150 Cr 7.05%
*Daily balance above Rs. 150 Cr upto Rs. 1400 Cr 7.00%

*Flat Rate applicable on entire balance.

 

The bank offers floating rate linked savings deposit. Details of the same are as under:

Saving Account Table 2

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Savings Account Amount Slabs Rate p.a. w.e.f. 1st March 2026
*Above 1400 Cr up to 2000 Cr MIBOR
*Above 2000 Cr up to 8000 Cr MIBOR +100 bps
*Above 8000 Cr MIBOR +70 bps

*Flat Rate applicable on entire balance.

 

Please note:

  • MIBOR Linked floating interest rate will be applicable on entire balance above Rs. 1400 Crs (all rates applicable at the end of the day balances) if the balance exceeds Rs. 1400 crore.
  • MIBOR Linked floating interest will be calculated on daily end-of-day balance & paid on monthly basis
  • For more details on MIBOR Linked Floating Interest rate please contact your Relationship Manager or visit your nearest Bank Branch

 

Click here to check the latest rates in detail.

How to Open a Senior Citizens Savings Account

how to apply
STEP 1
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Visit your nearest IndusInd Bank branch
STEP 2
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Meet a bank representative for personalised guidance
STEP 3
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Submit the required documents and complete the formalities
STEP 4
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Your account is opened after due verification

Maximize your savings with attractive interest rates on your IndusInd Bank Savings Account. You can check out the latest savings account interest rates being offered by IndusInd Bank.

Visit Your Nearest Branch Today!

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In need of immediate funds for personal expenses? Whether it's for a wedding, home renovation, travel, or ... Read More medical emergencies, our hassle free personal loans ensure you have the financial support when you need it the most. ... Read Less

3.5% 2% Processing Fee (Limited period offer)

Attractive interest rates starting from 10.49% p.a.
Flexible repayment tenure upto 48 months

Instant approval with 100% digital application process

Open a Senior Citizen Savings Account with IndusInd Bank

Banking that understands your pace of life.

A savings account designed for comfort, security, and dependable support during your retirement years.

Preferential interest rates on fixed deposits for senior citizens

Priority service at IndusInd Bank branches

Easy access to funds, when you need them

Assisted banking support you can rely on