Digital Banking Frauds and its Types

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Picture this – you are sipping your morning chai, scrolling through your phone, when a message pops up: “Dear Customer, your account will be suspended if you do not update your PAN. Click here to verify.” Sounds urgent, right? Many people, especially those in a rush, would click the link without thinking twice. And just…

Holi 2025: Valuable Financial Lessons to Learn from the Festival of Colours

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Holi is more than just a festival of colours—it’s a celebration of new beginnings, joy, and important life lessons. The two-day festival starts with Holika Dahan, symbolising the victory of good over evil, followed by Dulhandi, when everyone comes together to play with colours. But have you ever thought about how these traditions relate to…

What is Cheque Bounce? How to Deal with Cheque Bounce?

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With the rise of UPI and internet banking, digital payments and transactions have become common. However, cheques remain a safe and preferred mode of payment for many. But, there are situations where the bank cannot process or clear the cheque due to certain reasons. This is referred to as a bounced cheque or a dishonoured…

Credit Card Network vs. Card Issuer: What’s the Difference?

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Credit cards form a major part of financial transactions in India, offering ease of payments, reward points, and financial flexibility. However, when looking at a credit card, you’ll notice two different names on it—one from a payment network like Visa, Mastercard, or RuPay, and another from a bank such as IndusInd Bank. These two entities…

Calculate Your Personal Loan EMI Using Excel

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A personal loan is a convenient way to manage financial needs, whether it’s for medical emergencies, wedding expenses, home renovations, or even debt consolidation. However, before taking a loan, it’s crucial to understand the monthly repayment amount or EMI (Equated Monthly Installment). While online EMI calculators are available and convenient to use, using Excel gives…