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Blog Collection

What is ASBA? Full Form, Meaning & How Your Savings Account is Used for IPO Applications

Updated on Monday, September 21st, 2026 | By

What is ASBA? Full Form, Meaning & How Your Savings Account is Used for IPO Applications

Summary The full form of ASBA is Application Supported by Blocked Amount. ASBA allows you to apply for IPOs, FPOs and rights issues without transferring funds from your savings account at the time of application. The application amount is actually temporarily blocked in your savings account and debited only if you receive an allotment. What…

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Category : Savings Account

Everything You Need to Know About Savings Account Average Monthly Balance

Updated on Wednesday, October 14th, 2026 | By IndusInd Bank

Everything You Need to Know About Savings Account Average Monthly Balance

Summary Average Monthly Balance or AMB refers to the average balance that an account holder must maintain in their account over a month to meet the bank’s minimum balance criteria. Failing to maintain the required AMB may result in non-maintenance charges. Maintaining it can help you enjoy uninterrupted banking services and account benefits. A savings…

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Category : Savings Account

What is EMI on Debit Card and How It Works?

Updated on Friday, September 11th, 2026 | By IndusInd Bank

What is EMI on Debit Card and How It Works?

Summary Debit Card EMI allows eligible customers to convert high-value purchases into affordable monthly instalments without using a credit card. It enables you to buy products or services immediately and repay the amount over a chosen tenure through your bank account. It offers flexible repayment periods that make it a popular financing solution for planned…

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Category : Savings Account

How to Change Name in Bank Account?

Updated on Friday, September 11th, 2026 | By IndusInd Bank

How to Change Name in Bank Account?

Summary Changing the name on your bank account is an important step whenever your legal name changes due to marriage, divorce, adoption, correction of spelling errors, or other legal reasons. Updating your bank records ensures that your account details match your official identity documents, helping you avoid issues with transactions, KYC compliance, cheque clearance, and…

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Category : Savings Account

How to Change the Address in Your Bank Account?

Updated on Friday, September 11th, 2026 | By IndusInd Bank

How to Change the Address in Your Bank Account?

Summary Keeping your address updated in your bank account is important to ensure seamless communication, secure banking and uninterrupted access to financial services. Whether you’ve moved to a new home or changed your correspondence address, banks require customers to update their records with valid proof of address. The process is typically straightforward and involves submitting…

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Category : Savings Account

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