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Blog Collection

What is a Sinking Fund and How Does it Work?

Updated on Tuesday, September 29th, 2026 | By

What is a Sinking Fund and How Does it Work?

Summary A sinking fund is a dedicated pool of money created through regular contributions to a savings account to meet a specific future expense or financial obligation. It helps individuals and businesses prepare for planned expenses such as vacations, education costs, home renovations, asset replacement or debt repayment. They help you to accumulate the required…

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Category : Savings Account

What is Total Relationship Value in a Savings Account?

Updated on Tuesday, September 29th, 2026 | By

What is Total Relationship Value in a Savings Account?

Summary Total Relationship Value represents the combined value of assets and banking products you hold with a bank. It may include balances in your savings account, fixed deposits, recurring deposits, investments, and other eligible products. A higher TRV can help customers access premium banking services and relationship-based benefits. Bank look at multiple things when you…

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Category : Savings Account

What are the New UPI Payment Rules in 2026?

Updated on Friday, October 23rd, 2026 | By

What are the New UPI Payment Rules in 2026?

Summary UPI remains free for customers for most everyday transactions, including person-to-person (P2P) transfers and merchant payments up to ₹2,000. Post Diwali 2026, a 0.4% MDR applies to certain merchant transactions above ₹2,000, with a maximum cap of ₹300 per transaction. The MDR framework primarily affects the merchant payment ecosystem and is not a direct…

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Category : Savings Account

What is the Cash Deposit Limit in a Savings Account?

Updated on Monday, September 28th, 2026 | By IndusInd Bank

What is the Cash Deposit Limit in a Savings Account?

Summary A savings account makes it easy to deposit and manage your money, but cash deposits are subject to certain banking and regulatory guidelines. Understanding these limits can help you manage large cash transactions smoothly and avoid compliance-related issues. Banks impose cash deposit limits on savings accounts as per RBI regulations. These limits are designed…

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Category : Savings Account

What is MPIN: Full Form, How to Generate and Change MPIN

Updated on Tuesday, September 22nd, 2026 | By

What is MPIN: Full Form, How to Generate and Change MPIN

Summary MPIN stands for Mobile Personal Identification Number. MPIN is a key authentication method that keeps your digital banking activities secure. You need your MPIN to log into your banking app and transfer funds or complete transactions. MPIN helps you to keep your banking details safe, facilitate easier mobile banking and reduce fraud risks. What…

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Category : Savings Account

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