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Press ReleaseMonthly Archives: September 2026
Summary Keeping your address updated in your bank account is important to ensure seamless communication, secure banking and uninterrupted access to financial services. Whether you’ve moved to a new home or changed your correspondence address, banks require customers to update their records with valid proof of address. The process is typically straightforward and involves submitting…
Summary A ₹10 lakh fixed deposit (FD) can be an effective way to generate a steady stream of income while keeping your capital relatively secure. The monthly interest earned on a ₹10 lakh FD depends on factors such as the interest rate offered by the bank, the FD tenure, and whether you choose a cumulative…
Summary A loan against a Fixed Deposit (FD) is a convenient way to access funds without breaking your investment. By pledging your FD as collateral, you can meet short-term financial needs while continuing to earn interest on your deposit. This type of loan often comes with faster approval, lower interest rates, minimal documentation, and flexible…
Summary A lien on a Fixed Deposit is a restriction placed by a bank on the deposit, usually when it is used as security for a loan or other financial obligation. While the lien is active, you cannot freely withdraw or close the FD. This arrangement allows you to access credit without breaking your deposit,…
Summary A CIF or Customer Information File number is a unique identification number assigned by a bank to each customer. It serves as a central record that links all customer-related information, including personal details, account information, loan accounts, deposits and banking relationships. A CIF number plays an important role in accessing banking services, managing accounts,…
