Two Wheeler Loans
Two Wheeler Loans
Two Wheeler loans are provided by bank helping customers own their own two wheelers.
Benefits
Maximum loan upto Rs.110000
Loan Tenure - upto 2 years Repayment frequencies as desired (weekly, fortnightly & Monthly)
Interest Rates – Q2 – 2025-26
| Product | Minimum | Weighted average interest rate* | Maximum |
|---|---|---|---|
| Two Wheeler Loans | 24.0% | 24.0% | 24.0% |
* Weighted average interest rate is calculated based on the disbursements done in Q2 – 2025-26
Note:Â Interest rates offered may differ from BC to BC.
Current - Annualized Percentage Rate (APR)
| Product | Minimum | Maximum |
|---|---|---|
| Two Wheeler Loans | 25.16% | 31.88% |
Current Interest Rates
| Product | Minimum | Maximum |
|---|---|---|
| Two Wheeler Loans | 24% | 24% |
*Interest rate may differ from BC to BC and basis customer category
Eligibility
- Individuals (18-61 years).
- Have Officially Valid Documents as KYC (Aadhaar / Driving License / voter ID /Passport / Job card issued by NREGA).
- PAN or Form 60 Mandatory.
- Applicant must provide Personal Details, Household detail, Business / activity Details, Income Details etc as applicable for the bank to decision the case.
- Residing within the operational area of Bank though BC.
- Maximum Turn Around Time (TAT) from Loan application to Loan Decisioning is 14 working days  from the date of receiving the complete set of application and required documents.
*Customer final loan eligibility will be determined by the bank’s loan eligibility criteria set for the specific product.