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Blog Collection

Can you get Multiple Personal Loan at the Same Time

Updated on Thursday, October 15th, 2026 | By

Can you get Multiple Personal Loan at the Same Time

Summary You can take more than one personal loan, but each lender will check whether you can repay all EMIs comfortably. Your income, existing loan commitments, credit history and repayment behaviour affect approval. Avoid applying with several lenders at once, as repeated credit enquiries can affect your profile. Compare the total repayment amount and your…

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Category : Personal Loan

Personal Loans for NRIs: Eligibility and How to Apply

Updated on Thursday, October 15th, 2026 | By

Personal Loans for NRIs: Eligibility and How to Apply

Summary NRI personal-loan availability depends on the lender, your country of residence and the product’s eligibility rules. Lenders may assess your overseas income, job stability, credit record, existing EMIs and repayment capacity. Keep documents such as your passport, visa, PAN, income proof and bank statements ready before applying. Review the EMI, repayment method, applicable charges…

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Category : Personal Loan

Legal Action Against Personal Loan Defaulters in India 2026

Updated on Thursday, October 15th, 2026 | By

Legal Action Against Personal Loan Defaulters in India 2026

Summary A missed EMI does not automatically make someone a wilful defaulter. Continued non-payment can affect your credit report and future borrowing ability. Lenders can take lawful recovery action, but harassment and threats are not allowed. Speaking to the lender early may help you understand the available repayment options. Missing a personal-loan EMI can be…

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Category : Personal Loan

4 key differences between Personal Loan vs Education Loan

Updated on Thursday, October 15th, 2026 | By

4 key differences between Personal Loan vs Education Loan

Summary An education loan is meant for eligible academic expenses, while a personal loan can be used for many needs, including course-related costs. Education loans generally offer a longer repayment window and a moratorium period. Personal loan EMIs usually begin soon after disbursal. Your admission details, course and co-applicant matter more for an education loan….

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Category : Personal Loan

No Credit Card? Here’s How You Can Buy an AC on EMI with a Personal Loan

Updated on Wednesday, September 30th, 2026 | By

No Credit Card? Here’s How You Can Buy an AC on EMI with a Personal Loan

Summary A personal loan can fund an AC purchase even when the buyer does not have a credit card. The borrower pays the seller after the loan is approved and the funds are disbursed; EMIs are then paid to the lender. Compare the total repayment, fees and tenure with any consumer-durable loan or cardless EMI…

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Category : Personal Loan

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