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Blog Collection

How Closing a Credit Card Account Affects Your Credit Score?

Updated on Thursday, September 24th, 2026 | By IndusInd Bank

How Closing a Credit Card Account Affects Your Credit Score?

If you have a credit card that you no longer use or need, you might be tempted to close it and get rid of it for good. However, before you do that, you should be aware of how closing a credit card account can affect your credit score and your overall financial health.  Your credit…

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Category : Credit Card

Credit Card Reward Points vs Cashback: Which is More Valuable?

Updated on Tuesday, September 15th, 2026 | By IndusInd Bank

Credit Card Reward Points vs Cashback: Which is More Valuable?

If you are a credit card user, you may be wondering which type of card offers more value for your money: a cashback card or a rewards card. Both types of cards have their own advantages and disadvantages, depending on your spending habits and preferences. In this blog post, we will compare the features and…

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Category : Credit Card

The Future Of Credit Cards – Trends And Innovations To Watch

Updated on Friday, September 25th, 2026 | By IndusInd Bank

The Future Of Credit Cards – Trends And Innovations To Watch

Credit cards have become an indispensable part of our lives, offering convenience, security, and rewards. But as technology evolves, so do the needs and preferences of consumers. So, what are some of the trends and innovations that will shape the future of credit cards? Here are some of the key developments to watch out for…

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Category : Credit Card

What Is the Limit of Credit Cards? Can I Use 100% of My Credit Card Limit?

Updated on Thursday, October 1st, 2026 | By

What Is the Limit of Credit Cards? Can I Use 100% of My Credit Card Limit?

Credit limit refers to the maximum amount of money a credit card issuer allows you to borrow. Using 100% of your credit card limit may negatively affect your credit score and financial stability. Credit card usage has increased dramatically in India over the past few years. Credit cards have completely changed how we shop, pay…

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Category : Credit Card

Demystifying Credit Card APRs: Everything You Need To Know

Updated on Wednesday, September 16th, 2026 | By IndusInd Bank

Demystifying Credit Card APRs: Everything You Need To Know

Credit cards can help you manage your expenses, earn rewards, and build your credit score. However, credit cards also come with certain costs that you need to be aware of before using them. One of the most critical costs is the APR, or Annual Percentage Rate, which is the interest rate that you must pay…

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Category : Credit Card

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