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Blog Collection

What is a Loan on a Credit Card?

Updated on Wednesday, September 30th, 2026 | By

What is a Loan on a Credit Card?

Have you ever been curious about what a loan on a credit card is and how it functions? A loan on a credit card is a financial option that allows you to borrow funds against your credit limit. This kind of loan can act as a lifesaver during financial exigencies or for planned expenses, providing…

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Category : Credit Card

Unlock Amazing Savings and Rewards with RuPay Credit Card

Updated on Thursday, October 22nd, 2026 | By

Unlock Amazing Savings and Rewards with RuPay Credit Card

Many often find it difficult to manage their savings and maximise rewards with credit cards because of high fees, limited reward options, restrictive spending categories, and inflexible payment terms. The IndusInd Bank Platinum RuPay Credit Card directly addresses these issues and simplifies your financial life significantly. Find out how this exclusive RuPay credit card unlocks…

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Category : Credit Card

How Does Credit Card Refund Work?

Updated on Thursday, September 24th, 2026 | By

How Does Credit Card Refund Work?

Consider a scenario where you ordered a product, but it arrived defective. You decide to request a refund. To do so, you need to return the defective product and ask for the refund to be processed through the same payment mode you originally used.  If you paid with a credit card, you may wonder how…

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Category : Credit Card

Understanding POS in Credit Cards: How it Works?

Updated on Thursday, September 3rd, 2026 | By

Understanding POS in Credit Cards: How it Works?

Whenever you tap, insert or swipe your credit card at a store, restaurant or petrol pump, the payment is processed through a Point of Sale, commonly known as a POS terminal. A POS terminal reads your card details, checks whether the transaction can be approved and sends confirmation to the merchant. Understanding how this process…

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Category : Credit Card

CIBIL Score Vs Credit Score – What’s the Difference?

Updated on Wednesday, September 16th, 2026 | By

CIBIL Score Vs Credit Score – What’s the Difference?

Whether you want to access loans, apply for credit cards, or get low interest rates, a good credit profile is essential.  For credit profiles, two terms you would have come across are ‘CIBIL score’ and ‘credit score’. While people use both the terms interchangeably, they have different meanings and implications. However, both play a vital…

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Category : Credit Card

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