{"id":9571,"date":"2023-10-29T07:02:00","date_gmt":"2023-10-29T07:02:00","guid":{"rendered":"https:\/\/www.indusind.bank.in\/iblogs\/?p=9571"},"modified":"2025-09-17T10:52:29","modified_gmt":"2025-09-17T10:52:29","slug":"how-can-i-save-money-on-credit-card-joining-and-annual-fee-with-indusind-bank","status":"publish","type":"post","link":"https:\/\/www.indusind.bank.in\/iblogs\/credit-card\/how-can-i-save-money-on-credit-card-joining-and-annual-fee-with-indusind-bank\/","title":{"rendered":"How Can I Save Money On Credit Card Joining and Annual Fee with IndusInd Bank?"},"content":{"rendered":"\n<p>As a leading Indian private sector bank, IndusInd Bank offers an assortment of credit cards designed to support and elevate the lifestyle of its diverse set of customers. From exclusive dining memberships to unbeatable travel benefits, the bank\u2019s lifestyle credit cards offer an experience unlike any other. While most banks charge a joining and annual fee on their credit cards, IndusInd Bank commits to unequivocal customer focus with a range of lifetime free credit cards.<\/p>\n\n\n\n<p>Whether you want cashback, discounts on premium brands, lounge access, or free movie tickets, you can enjoy them all with IndusInd Bank\u2019s lifetime free credit cards.<\/p>\n\n\n\n<h2><strong>Understanding Credit Card Fees<\/strong><\/h2>\n\n\n\n<p>A credit card usually comes with a joining and annual fee based on the issuer\u2019s policies and the card&#8217;s features. The joining fee is a one-time charge levied by the bank when you apply for a new credit card. The annual fee is a recurring amount you pay every year to continue using your card and enjoying its benefits.<\/p>\n\n\n\n<p>However, these fees are waived on lifetime free credit cards, helping you save even more on credit card usage. IndusInd Bank offers several credit cards that are packed with benefits and charge no joining or annual fee. Apply for one of the below-mentioned <a href=\"https:\/\/www.indusind.bank.in\/in\/en\/personal\/cards\/credit-card.html\">credit cards online<\/a> from IndusInd Bank to save money on credit card joining and annual fees.<\/p>\n\n\n\n<h2><strong>Lifetime Free Credit Cards by IndusInd Bank<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/induseasycredit.indusind.com\/customer\/credit-card\/new-lead?utm_source=website&amp;utm_medium=iBlogsInt_Banner&amp;utm_campaign=Credit-Card\"><img loading=\"lazy\" width=\"1024\" height=\"386\" src=\"https:\/\/www.indusind.bank.in\/iblogs\/wp-content\/uploads\/rewardpoint.jpg\" alt=\"\" class=\"wp-image-9568\" srcset=\"https:\/\/www.indusind.bank.in\/iblogs\/wp-content\/uploads\/rewardpoint.jpg 1024w, https:\/\/www.indusind.bank.in\/iblogs\/wp-content\/uploads\/rewardpoint-300x113.jpg 300w, https:\/\/www.indusind.bank.in\/iblogs\/wp-content\/uploads\/rewardpoint-150x57.jpg 150w, https:\/\/www.indusind.bank.in\/iblogs\/wp-content\/uploads\/rewardpoint-768x290.jpg 768w, https:\/\/www.indusind.bank.in\/iblogs\/wp-content\/uploads\/rewardpoint-464x175.jpg 464w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<h3><strong>1. Legend Credit Card<\/strong><\/h3>\n\n\n\n<p>This lifetime free credit card by IndusInd Bank gives you access to world-class privileges on travel, dining and shopping. Take a look at the Legend Credit Card\u2019s salient features:<\/p>\n\n\n\n<ul><li>2 reward points for every INR 100 spent on weekends<\/li><li>Discounted foreign currency mark-up of 1.8%<\/li><li>1% fuel surcharge waiver<\/li><\/ul>\n\n\n\n<h4><strong>Rewards programme<\/strong><\/h4>\n\n\n\n<p>The Legend Credit Card also features an excellent rewards programme, allowing you to earn on shopping, payments, and other spends.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Weekday spends<\/td><td>INR 100 spent = 1 reward point<\/td><\/tr><tr><td>Weekend spends<\/td><td>INR 100 spent = 2 reward points<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p>Additionally, you earn 4,000 bonus reward points on spending INR 6,00,000 or above within a year from the card\u2019s date of issue.<\/p>\n\n\n\n<p>These reward points can be redeemed in the following ways:<\/p>\n\n\n\n<ul><li>IndusMoments<\/li><li>Airline miles on InterMiles<\/li><li>Airline miles on Vistara<\/li><li>Cash credit<\/li><\/ul>\n\n\n\n<h3><strong>2. Platinum Visa Credit Card<\/strong><\/h3>\n\n\n\n<p>This lifetime free credit card by IndusInd Bank gives you access to an exclusive lifestyle with world-class privileges on your travel, dining, and shopping experiences. Some of the Platinum Visa Credit Card\u2019s salient features are as follows:<\/p>\n\n\n\n<ul><li>1.5 reward points for every INR 150 spent<\/li><li>Bunch of comprehensive insurance benefits<\/li><li>Fuel surcharge waiver<\/li><\/ul>\n\n\n\n<h4><strong>Rewards programme<\/strong><\/h4>\n\n\n\n<p>The Platinum Visa Credit Card comes with a great rewards programme. As mentioned above, you earn 1.5 reward points for every INR 150 spent using the IndusInd Bank Platinum Visa Credit Card.<\/p>\n\n\n\n<p>These reward points can be redeemed in the following ways:<\/p>\n\n\n\n<ul><li>IndusMoments<\/li><li>Airline miles on InterMiles<\/li><li>Airline miles on Vistara<\/li><li>Cash credit<\/li><\/ul>\n\n\n\n<h3><strong>3. Platinum Aura Edge Visa\/Mastercard Credit Card<\/strong><\/h3>\n\n\n\n<p>The IndusInd Bank Platinum Aura Edge Visa\/Mastercard Credit Card is a contactless card that enables fast, convenient, and secure purchases. Crafted for high-achievers, this feature-rich credit card comes with some of the best-in-class privileges in travel, dining, shopping, and more. Here\u2019s a look at the Platinum Aura Edge Visa\/Mastercard\u2019s salient features:<\/p>\n\n\n\n<ul><li>Flexibility to choose from 4 reward plans tailored to suit varying lifestyle needs<\/li><li>Opportunity to earn up to 8x reward points on select merchants<\/li><li>1% fuel surcharge waiver<\/li><\/ul>\n\n\n\n<h4><strong>Rewards programme<\/strong><\/h4>\n\n\n\n<p>This lifetime free card by IndusInd Bank features an exceptional rewards programme. Besides a chance to earn up to 8x reward points for every INR 100 spent on select merchant categories, you could choose a reward plan that is in sync with your lifestyle:<\/p>\n\n\n\n<ul><li><a href=\"https:\/\/www.indusind.bank.in\/in\/en\/personal\/cards\/credit-card\/platinum-aura-edge-visa-and-mastercard-credit-card-easy-credit.html#auraplans1\">Platinum Aura Edge Shop Plan<\/a><\/li><li><a href=\"https:\/\/www.indusind.bank.in\/in\/en\/personal\/cards\/credit-card\/platinum-aura-edge-visa-and-mastercard-credit-card-easy-credit.html#auraplans2\">Platinum Aura Edge Home Plan<\/a><\/li><li><a href=\"https:\/\/www.indusind.bank.in\/in\/en\/personal\/cards\/credit-card\/platinum-aura-edge-visa-and-mastercard-credit-card-easy-credit.html#auraplans3\">Platinum Aura Edge Travel Plan<\/a><\/li><li><a href=\"https:\/\/www.indusind.bank.in\/in\/en\/personal\/cards\/credit-card\/platinum-aura-edge-visa-and-mastercard-credit-card-easy-credit.html#auraplans4\">Platinum Aura Edge Party Plan<\/a><\/li><\/ul>\n\n\n\n<p>Reward points can be redeemed in the following ways:<\/p>\n\n\n\n<ul><li>IndusMoments<\/li><li>Airline miles on InterMiles<\/li><li>Airline miles on Vistara<\/li><li>Cash credit<\/li><\/ul>\n\n\n\n<h2><strong>Maximize Your Savings with IndusInd Bank&#8217;s Lifestyle Credit Cards<\/strong><\/h2>\n\n\n\n<p>Unlike other credit card issuers, IndusInd Bank offers a range of lifestyle credit cards with zero joining and zero annual fees. Regardless of whether you are a shopaholic or a hodophile, you can<a href=\"https:\/\/www.indusind.bank.in\/in\/en\/personal\/cards\/credit-card.html\"> get a credit card<\/a> that meets all your needs.\u00a0 Additionally, IndusInd Bank has a 100% paperless, digital application process marked by instant credit card approval online, making it easy and convenient to get your credit card in a matter of a few clicks.<\/p>\n\n\n\n<p>Visit the bank\u2019s website to get a lifetime free credit card that complements your lifestyle today.<\/p>\n\n\n\n<p><strong>Disclaimer:<\/strong>&nbsp;The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct\/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As a leading Indian private sector bank, IndusInd Bank offers an assortment of credit cards designed to support and elevate the lifestyle of its diverse set of customers. From exclusive dining memberships to unbeatable travel benefits, the bank\u2019s lifestyle credit cards offer an experience unlike any other. While most banks charge a joining and annual&#8230;<\/p>\n","protected":false},"author":13,"featured_media":9572,"comment_status":"open","ping_status":"open","sticky":true,"template":"","format":"standard","meta":[],"categories":[1383],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"IndusInd Bank is a leading private sector bank in India that offers a variety of credit cards to suit the needs of its diverse customers. 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