{"id":9222,"date":"2023-09-27T04:50:00","date_gmt":"2023-09-27T04:50:00","guid":{"rendered":"https:\/\/www.indusind.bank.in\/iblogs\/?p=9222"},"modified":"2025-09-04T12:39:46","modified_gmt":"2025-09-04T12:39:46","slug":"how-digital-technology-has-revolutionised-the-online-fd-opening-process","status":"publish","type":"post","link":"https:\/\/www.indusind.bank.in\/iblogs\/investment\/how-digital-technology-has-revolutionised-the-online-fd-opening-process\/","title":{"rendered":"How Digital Technology Has Revolutionised the Online FD Opening Process"},"content":{"rendered":"\n

From hassle-free online booking and document submission to instant approvals, the adoption of digital technology has transformed the online FD opening process and made financial planning convenient for customers.<\/strong><\/em><\/p>\n\n\n\n

Opening a fixed deposit FD account at a bank was once considered tedious and time-consuming. It involved multiple visits to the bank, a tonne of paperwork, enduring long queues, and waiting for the bank personnel to process the application. However, the advent of digital technology has brought on a significant transformation in the financial world. This digital shift has enhanced the online FD opening process, offering speed, convenience and a wider reach while streamlining operations for banks and financial institutions. IndusInd Bank provides a seamless and instant online FD booking process to help you meet your short-term and long-term financial goals. Keep reading for a comprehensive understanding of fixed deposits, and the steps to book an FD with IndusInd Bank.<\/p>\n\n\n\n

What Is a Fixed Deposit?<\/strong><\/h2>\n\n\n\n

A fixed deposit<\/a> is a financial investment option offered by banks and financial institutions. It enables individuals to deposit a sum of money for a predetermined period, typically ranging from a few days to several years, at a fixed interest rate. The principal remains fixed for the specified period, and interest is normally paid out on a regular basis or at maturity. Fixed deposits are known for their safety, stability and guaranteed yields, which make them a popular option for risk-averse investors looking to preserve capital and generate a consistent income.<\/p>\n\n\n\n

How to Book an IndusInd Bank Fixed Deposit Instantly?<\/strong><\/h2>\n\n\n\n

You can book an instant FD with IndusInd Bank in three ways:<\/p>\n\n\n\n\n \n \n
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1.<\/span><\/strong> <\/span>Through Web Application<\/span><\/strong> Applicable for Non-IndusInd Bank customers as well<\/span><\/p>\n

– Verify your PAN and Aadhaar number<\/span><\/p>\n

– Provide your personal information and FD Details<\/span><\/p>\n

– Complete the Video-KYC process<\/span><\/p>\n

– Add funds to your fixed deposit<\/span><\/p>\n <\/td>\n

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2.<\/span><\/strong>  <\/span>Through IndusMobile<\/span><\/strong><\/p>\n

– Use your internet banking ID to log in to the IndusMobile app and choose the deposit option<\/span><\/p>\n

– Choose Create Fixed Deposit and fill out the required information accurately<\/span><\/p>\n

– Upon successful submission, your savings account will be debited for the desired amount<\/span><\/p>\n <\/td>\n

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3. Through IndusNet<\/span><\/strong><\/p>\n

– Choose the deposit option on your IndusNet online banking account<\/span><\/p>\n

– Select Open FD and provide the required information<\/span><\/p>\n

– Choose the amount you want to add to your fixed deposit from your savings account<\/span><\/p>\n <\/td>\n <\/tr>\n <\/tbody>\n<\/table>\n\n\n\n

Features of IndusInd Bank\u2019s Fixed Deposit<\/strong><\/h3>\n\n\n\n

Let us take a closer look at the key features of IndusInd Bank\u2019s fixed deposit:<\/p>\n\n\n\n