{"id":15436,"date":"2025-05-27T17:13:56","date_gmt":"2025-05-27T17:13:56","guid":{"rendered":"https:\/\/www.indusind.bank.in\/iblogs\/?p=15436"},"modified":"2025-08-22T06:28:37","modified_gmt":"2025-08-22T06:28:37","slug":"how-to-fill-a-cheque","status":"publish","type":"post","link":"https:\/\/www.indusind.bank.in\/iblogs\/savings-account\/how-to-fill-a-cheque\/","title":{"rendered":"How to Fill a Cheque Correctly: A Simple Step-by-Step Guide"},"content":{"rendered":"\n
With the rise of UPI and internet banking, you might think cheques are a thing of the past. But guess what? They\u2019re still widely used across India\u2014especially for rent payments, insurance premiums, school fees, and formal business transactions.<\/p>\n\n\n\n
If you’ve ever found yourself staring at a blank cheque wondering where to begin, you’re not alone. In this guide, we\u2019ll walk you through how to fill a cheque, how to use your cheque book, and even how to complete a cheque deposit slip. Let\u2019s make you cheque-savvy in just a few minutes.<\/p>\n\n\n\n
Parts of a Cheque You Need to Fill Out<\/h2>\n\n\n\n
Let\u2019s break it down. Every cheque has a few essential sections you need to complete. Here\u2019s what they are:<\/p>\n\n\n\n
S. No.<\/strong><\/td>
Part<\/strong><\/td>
Description<\/strong><\/td><\/tr>
1<\/td>
Date<\/td>
Write the date in the format DD\/MM\/YYYY. This tells the bank when the cheque becomes valid.<\/td><\/tr>
2<\/td>
Payee\u2019s Name<\/td>
Write the name of the person or organisation you’re paying. Avoid nicknames or short forms.<\/td><\/tr>
3<\/td>
Amount in Words<\/td>
Always start from the extreme left to prevent tampering. E.g., \u201cRupees One Thousand Only\u201d.<\/td><\/tr>
4<\/td>
Amount in Numbers<\/td>
Write the amount in the box provided, like this: 1,000.00<\/td><\/tr>
5<\/td>
Your Signature<\/td>
Sign exactly as per your bank records. No signature = invalid cheque.<\/td><\/tr>
6<\/td>
Account Number (in multi-account cheques)<\/td>
Some banks issue cheques with multiple account options\u2014tick the right one if applicable.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
Two parallel lines on the top left corner make it a \u201ccrossed\u201d cheque. It can\u2019t be encashed directly and must be deposited into a bank account\u2014making it more secure.<\/td><\/tr>
4<\/td>
Post Dated Cheque<\/td>
Dated for a future date. The bank will only process it on or after that date, commonly used for scheduled payments like EMIs or rent.<\/td><\/tr>
5<\/td>
Stale Cheque<\/td>
A cheque is considered stale if it is presented after three months from the date mentioned on it. Banks will usually reject it.<\/td><\/tr>
6<\/td>
Open Cheque<\/td>
A cheque that is neither crossed nor marked \u201caccount payee\u201d. It can be encashed at the counter or deposited into an account\u2014useful, but less secure.<\/td><\/tr>
7<\/td>
Traveller\u2019s Cheque<\/td>
Prepaid cheques used for carrying foreign currency while travelling abroad. These are now largely replaced by forex cards.<\/td><\/tr>
8<\/td>
Self Cheque<\/td>
A cheque where the word \u201cSelf\u201d is written in the payee section. You can use it to withdraw cash from your own account at the bank.<\/td><\/tr>
9<\/td>
Banker\u2019s Cheque<\/td>
Issued by a bank on behalf of a customer to guarantee payment to a third party. Often used for making high-value payments like property deals or government tenders.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n