{"id":13022,"date":"2024-09-18T09:28:28","date_gmt":"2024-09-18T09:28:28","guid":{"rendered":"https:\/\/www.indusind.bank.in\/iblogs\/?p=13022"},"modified":"2025-08-27T06:03:51","modified_gmt":"2025-08-27T06:03:51","slug":"guide-to-check-rtgs-status","status":"publish","type":"post","link":"https:\/\/www.indusind.bank.in\/iblogs\/savings-account\/guide-to-check-rtgs-status\/","title":{"rendered":"A Complete Guide to Check RTGS Status"},"content":{"rendered":"\n<p>Have you ever sent funds through RTGS and wondered if they reached the recipient? RTGS tracking is essential to ensure your funds have been transferred accurately and safely. But wait \u2013 how do you check RTGS status? Do not worry; you are at the right place. Discussed here is a complete guide to perform an RTGS transaction and conduct an accurate RTGS check.<\/p>\n\n\n\n<h2><strong>How to Perform an RTGS Transaction and Check its Status?<\/strong><\/h2>\n\n\n\n<h3><strong>1. Initiate the RTGS Transaction<\/strong><\/h3>\n\n\n\n<p>Open your financial institution\u2019s official site or mobile banking app. Make sure you are using the official platform. Input your user ID and password and log in. Once logged in, find the section dedicated to funds transfers. Look for options like payments, fund transfers or NEFT\/RTGS transfers.<\/p>\n\n\n\n<h3><strong>2.<\/strong> <strong>Input Transaction Details<\/strong><\/h3>\n\n\n\n<p>Input the beneficiary\u2019s name as it appears in their account. Provide the beneficiary\u2019s account number and input the IFSC of the beneficiary\u2019s bank branch. This code is essential for identifying the right branch where the funds are to be transferred. Specify the amount you want to transfer. Make sure this amount is within the limits set by the financial institution for RTGS transactions.<\/p>\n\n\n\n<h3><strong>3.<\/strong> <strong>Authorise the Transaction<\/strong><\/h3>\n\n\n\n<p>Based on your financial institution\u2019s security protocol, you might need to input a PIN, password, or OTP to authorise the transaction. If the financial institution uses OTP for verification, you will receive it on your registered email or mobile number. Input this OTP in the designated field to complete the verification process. After successful verification, you will get a confirmation that your transaction has been initiated.<\/p>\n\n\n\n<h3><strong><strong>4.<\/strong> Receive the Unique Transaction Reference (UTR) Number<\/strong><\/h3>\n\n\n\n<p>Once the transaction is processed, your financial institution will generate a UTR number. This number is essential for tracking the transaction. Note down this number or save the electronic receipt.<\/p>\n\n\n\n<h3><strong>5.<\/strong> <strong>Check the RTGS Status<\/strong><\/h3>\n\n\n\n<p>Return to your financial institution\u2019s online banking platform or mobile app. Sign in using your credentials. Visit the section where you can review your transactions. This may be labelled as funds transfer status, RTGS tracking, or transaction history. Find the specific option for RTGS tracking. Input the UTR number you received during the transaction. Ensure to correctly input this number to avoid errors. After inputting this number, submit it to view the current RTGS transaction status.<\/p>\n\n\n\n<h2><strong>Simplify Your Banking Transactions with Indus Delite Savings Account<\/strong><\/h2>\n\n\n\n<p>Opting for the Indus Delite Savings Account by IndusInd Bank can streamline your RTGS transactions, making the whole process more efficient and convenient. Also, this account provides enticing benefits, including:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Feature<\/strong><\/td><td><strong>Benefit<\/strong><\/td><\/tr><tr><td>Earn rewards on daily expenditures, maximising your savings<\/td><td>Cashback on entertainment, fuel, dining, and OTT spending with your Delights Debit Card. (You must apply for the Delights Debit Card separately)<\/td><\/tr><tr><td>Shop online and save more with cashback<\/td><td>Cashback on Amazon with your IndusInd Bank Debit Card<\/td><\/tr><tr><td>Enjoy the flexibility of the <a href=\"https:\/\/www.indusind.bank.in\/in\/en\/personal\/accounts\/saving-account\/indus-delite.html?utm_source=iBlogs\">zero-balance account opening online<\/a> process<\/td><td>There is no need to maintain a specific minimum balance. However, initial funding of \u20b910,000 is required post-opening the account and debit card charges incurred are \u20b9500 + taxes<\/td><\/tr><tr><td>Discounts on food delivery and grocery shopping<\/td><td>Off on Swiggy and Bigbasket with the Delights Debit Card<\/td><\/tr><tr><td>Double your entertainment benefits with exclusive movie ticket offers<\/td><td>Buy one get one movie ticket offer on BookMyShow with the Delights Debit Card<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Also Read: <\/strong><a href=\"https:\/\/www.indusind.bank.in\/iblogs\/savings-account\/importance-of-an-online-savings-account-in-the-digital-world\/\"><strong>Importance of an Online Savings Account in the Digital World!<\/strong><\/a><\/p>\n\n\n\n<h2><strong>Ending Note<\/strong><\/h2>\n\n\n\n<p>The process of performing RTGS transactions and status checking is straightforward. To perform an RTGS transaction, sign in to your financial institution\u2019s site or app, browse the fund&#8217;s transfer section, and input the beneficiary\u2019s details and transaction figure. Verify the transaction using your financial institution\u2019s protocol, note the UTR number, and use it to check the transaction status in the designated RTGS tracking section.<\/p>\n\n\n\n<p>To simplify your RTGS transactions and enjoy a host of benefits to enhance your banking experience, consider the Indus Delite Savings Account. With features like cashback on entertainment, fuel, and online shopping along with the flexibility of a zero-balance account, it is a prudent choice for managing your finances effectively.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.indusind.bank.in\/in\/en\/personal\/accounts\/saving-account.html?utm_source=iBlogs\">Open a savings account online<\/a> with IndusInd Bank and enjoy these benefits and more. Apply now!\u00a0\u00a0<\/p>\n\n\n\n<p class=\"has-vivid-red-color has-text-color\" style=\"font-size:10px\"><strong><em>Disclaimer: <\/em><\/strong><em>The information provided in this article is generic and for informational purposes only. It is not a substitute for specific advice in your circumstances. Hence, you are advised to consult your financial advisor before making any financial decision. IndusInd Bank Limited (IBL) does not influence the views of the author in any way. IBL and the author shall not be responsible for any direct\/indirect loss or liability incurred by the reader for making any financial decisions based on the contents and information.&nbsp;<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Have you ever sent funds through RTGS and wondered if they reached the recipient? RTGS tracking is essential to ensure your funds have been transferred accurately and safely. But wait \u2013 how do you check RTGS status? Do not worry; you are at the right place. Discussed here is a complete guide to perform an&#8230;<\/p>\n","protected":false},"author":8,"featured_media":13023,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1400],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"Learn how to perform an RTGS transaction and accurately check its status. 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